Safety should come first when one is reserving the luxury chauffeur service. However much the chauffeur is professional and experienced, the road cannot be trusted, – and accidents, though not frequent, can occur. It is why it is not only important but even necessary to select an insured chauffeur company.
All cars and chauffeurs at Ray Executive Cars should be totally covered with the commercial and public liability insurance, where the passengers can have full confidence when they need to travel across the airport, in the executive transport, during the wedding, in the long trip, and also VIP functions.
The importance of Insurance in Chauffeur Services
A lot of individuals believe that everything in cars is insured – which is not always the case. Chauffeur-driving services are not covered by standard taxi insurance and used car insurance. Specialised chauffeur hire insurance is the only one that is fully protective.
This is why you need never to travel with an uninsured company:
Your Safety Is at Risk
- Unless the company is well insured, any accident involving a serious accident would make you vulnerable to loss of money.
- The Chauffeur might not be a professional licenced driver.
- Unlicensed drivers are commonly untrained or unlicensed.
You may Be Prone to Liability
- In the event they are not adequately covered, the burden of property or medical claims falls on passengers.
- It Signifies ineffective Business.
- An authentic chauffeur service institution will never compromise on safety in the name of cost-saving.
What Kind of Insurance does a Chauffeur Company need?
An acceptable chauffeur service should carry:
- Hire and Reward Insurance
- Extends protection to passengers on paid travels.
- Public Liability Insurance
- Covers you on the outside of the vehicle (e.g. luggage handling).
- Liability and Employer Insurance.
- Coverage of chauffeur workers.
Complete Chauffeur Car Insurance
Covers luxury vehicles like:
- Mercedes E Class
- Mercedes V Class
- Mercedes S Class LWB
- V-Class XLWB
- Iveco 33 Seater and other vehicles available.
Ray Executive Cars provides all the above, as it offers maximum protection to passengers.
Chauffeur Company Insurance: How Much Insurance does a Chauffeur Company need?
This means that the insurance must have £5-10 million of public liability insurance on a premium chauffeur service to make sure the coverage is full in case of:
- Executive hire service
- Airport transfers
- Wedding car hire
- Event transportation
- Travel of long distance chauffeurs.
- Security driver services London.
Ray Executive Cars has a high-value coverage, which is up to the UK standards on chauffeurs.
Before booking, ask:
- What do you know in terms of insurances?
- Is there any proof that you can give as needed?
- Do you have licenced chauffeurs?
- Do your cars have commercial inspection?
It will be happy to have reputable companies such as Ray Executive Cars to provide these details.
Living the travelling life motto: Book your chauffeur safely
Select a service, which keeps you secure at all moments.
Hire a completely insured and qualified chauffeur with Ray Executive Cars today – where the comfort, the luxury and the tranquility all come to mind.
FAQs
Yes absolutely, a genuine company will give it at once.
Yes, every chauffeur has to be included in the fleet policy of the company.
Yes, of course, our cover is on any journeys in the UK.
Yes - all special event vehicles are fully insured.
Progress is similar with commercial passenger protection.
